Beyond the AEP Surge: Designing Medicare Advantage Around the Member – TLCx

Every year, Medicare Advantage organizations enter a period of predictable operational intensity — and every year, that predictability still produces longer waits, repeat contacts, and frustrated members. In *”Beyond the AEP Surge,”* TLCx Chief Commercial Officer Bryan Gray argues that AEP and OEP are known operating conditions, not surprises, and health plans that treat them that way can turn seasonal pressure into a genuine advantage.

Bryan Gray’s starting point is simple: AEP runs October 15 through December 7, and OEP runs January 1 through March 31, every single year. Members’ questions during those windows — network status, prescription costs, benefit changes — are entirely predictable too. So the leadership question, Bryan Gray writes, shouldn’t be “how do we handle the additional volume?” It should be “what should we design differently because we know this demand, and the reasons behind it, are coming?”

That reframe matters because, as Bryan Gray points out, members don’t separate administrative service from clinical care. A call about a denied claim or a confusing benefits letter can materially affect whether a member can navigate the healthcare system at all. That means first-call resolution, language accessibility, quality assurance, and escalation management aren’t just contact-center metrics — they’re part of the broader member-care ecosystem.

Bryan Gray also challenges a long-standing industry habit: optimizing purely for speed. A longer call that fully resolves a complicated issue, he argues, often creates more value than a fast call that generates a second contact or a complaint. He proposes a broader hierarchy of performance for enrollment season — can the member reach us, do we understand their actual need, can we resolve it completely, and did we eliminate the reason for another contact — which shifts quality assurance from checking script adherence to diagnosing why contacts fail in the first place.

Complaints, repeat contacts, and escalations get a similar reframe. Rather than treating them as scores to minimize, Bryan Gray describes them as an early-warning system: if hundreds of members ask the same question, the problem probably isn’t the members — it’s a workflow, a knowledge gap, or a digital experience that isn’t actually resolving anything.

On CMS Star Ratings, Bryan Gray draws a subtle but important distinction: plans that manage the *experience* that creates the score tend to outperform plans that manage the score directly. With CMS streamlining its 2027 measure set to sharpen focus on clinical care, outcomes, and patient experience, that distinction is becoming more consequential, not less.

The paper organizes AEP/OEP readiness around three leadership imperatives: **Anticipate** — using historical demand and call-driver analysis to prepare not just for volume but for *why* members will call, with contingency plans for when the forecast is wrong; **Resolve** — giving frontline teams the authority and tools to solve problems completely, rather than letting efficiency targets encourage incomplete interactions; and **Learn** — capturing call reasons, complaints, and quality findings together, fast enough to change operations mid-season rather than just documenting them afterward.

Bryan Gray is clear that AI and automation can amplify this model but can’t replace it. Automating a confusing process, he writes, just creates faster confusion. The starting point has to be the member need — where friction is occurring, which problems should be prevented, and where technology can be deployed safely against those questions.

His closing argument is a reminder as much as a strategy: behind every service level is a person waiting, and behind every Star measure are individual members whose experiences created the result. AEP and OEP will always be predictable. Bryan Gray’s case is that clarity, resolution, and confidence for the member should be just as predictable.

Download the White Paper: Beyond the AEP Surge: Designing Medicare Advantage Around the Member



FAQ's - Beyond the AEP Surge: Designing Medicare Advantage Around the Member – TLCx

Why do Medicare Advantage plans still struggle with AEP and OEP if the timing is predictable every year?
According to TLCx Chief Commercial Officer Bryan Gray, the issue isn’t the predictability of the surge itself — AEP runs October 15 through December 7 and OEP runs January 1 through March 31 every year — it’s that plans often prepare only for volume rather than for the reasons behind the volume. Bryan Gray argues the real leadership question is what a plan should design differently, given that the demand and its causes are already known.
Bryan Gray writes that members don’t distinguish between clinical care and administrative service — a call about network coverage, a denied claim, or a confusing benefits letter can directly affect a member’s ability to access care. That reframes metrics like first-call resolution, language accessibility, and escalation management as part of the member-care ecosystem, not separate operational measures.
According to Bryan Gray, contact centers optimized exclusively around average handle time and speed can inadvertently produce incomplete interactions, generating a second call, an escalation, or a complaint. He proposes measuring resolution — whether the issue was fully solved and whether the plan eliminated the reason for another contact — as a more meaningful hierarchy of performance during enrollment periods.
Bryan Gray describes complaints, repeat contacts, escalations, and failed self-service attempts as an early-warning system for member experience rather than simply a score to minimize. If many members ask the same question or contact the plan again after a digital interaction, he argues the root cause is more likely a workflow, knowledge, or digital-experience gap than an individual agent or member issue.
Bryan Gray organizes readiness around Anticipate, Resolve, and Learn. Anticipate means using historical demand and call-driver analysis to prepare for why members will contact the plan, with contingency plans for inaccurate forecasts. Resolve means equipping frontline teams to solve problems completely rather than letting efficiency targets encourage incomplete interactions. Learn means analyzing call reasons, complaints, and quality findings together quickly enough to adjust operations during the enrollment period itself.
No — Bryan Gray argues that Star Ratings should be treated as an outcome of good member experience, not the direct target. He contends that plans focused on reducing member confusion, improving resolution, and strengthening language access tend to see Star measures move in the same direction, whereas managing the score directly is a less durable strategy, particularly as CMS narrows its 2027 measure set toward clinical care, outcomes, and patient experience.

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